Discover the keys to selling your insurance write-off for the highest possible price.
From understanding categorizations to leveraging key details, our guide simplifies the process for you!
Insurance write-offs are vehicles which an insurer has categorised.
These cars on finance may have been involved in an accident and can be damaged beyond economical repair.
Quite often, faulty cars will be deemed uneconomical to fix and will be salvaged.
Due to this, you must sell your insurance write-off for a good price, without any hidden and nasty charges.
Cat A vehicles are waste and can only be scrapped.
Cat B vehicles can only be scrapped or dismantled by a licenced car breaker.
This depends on the extent of the damage obtained to the vehicle’s crumple zone – Which is near the engine.
Cat S cars are structurally damaged vehicles and require some work to repair the vehicle, which can then be sold back on the road.
Cat N cars may only have non-structural damage, which can include electric faults.
These are not as severe as a Category S car so may have more potential to be salvaged back on the road.
Scrapping and salvaging an insurance write-off means the vehicle will be sold to a licenced car breaker or salvage dealer.
They will often provide an offer for the vehicle after receiving more information and images of the vehicle.
Below are the critical points of information the salvage dealer will ask you, so be prepared to provide this.
The Vehicle REG is required to pull the make, model and age of the vehicle.
Don’t worry, the salvage car dealer will need an idea of location so they can provide a collection time.
Prices for scrap and salvage cars can depend area to area although typically this is only required to give the buyer an idea of where transport arrangements are required.
Mileage is another factor, as a high-mileage vehicle may require some work to fix.
For example, if the vehicle is to be salvaged, high mileage may mean certain car parts, such as a Cam Belt, will be replaced.
A low mileage example may offer a higher valuation due to its desirability on the used car market.
This can factor in the price offered for the insurance write-off
Salvage buyers buy with both their ears and eyes.
More images of the vehicle, such as the front, rear, side and interior, can allow a salvage car dealer to offer an improved valuation based on condition.
The category is also important, as certain types are more desirable than others.
For example, a Cat B vehicle can only be dismantled as a car breaker on the road.
Due to this, it cannot be salvaged as a whole.
However, a Cat N vehicle that hasn’t sustained any significant structural damage can be suitable for the car to be put back on the road.
So, quite often, the offer made on the vehicle can be much higher than a Cat B.
Car breakers that sell used parts may also offer a high price due to being able to remove and replace damaged vehicle components.
Getting the best price for car insurance write-offs does not need to be complicated.
From understanding your insurance write-off category to realising how to get the best price from key information, selling an insurance write-off and car on finance with our approved salvage dealers has never been easier.
Why wait to sell an insurance write-off and deal with auction fees, long waiting times and the hassle and haggle of rouge traders?
Our network of salvage buyers pays top prices for damaged and broken cars, provides enhanced offers through the information provided, and can arrange quick payment and paperwork when required.
Sell a modern salvage or insurance write with Scrap Locals salvage dealers!
Here are some popular questions when selling an insurance write off.
IInsurance write-offs are vehicles that insurers categorise when they have been involved in accidents and are considered beyond economic repair.
These categorisations are based on the extent of damage the vehicle has sustained.
There are several categories, including Cat A, Cat B, Cat S, and Cat N.
Cat A vehicles are considered waste and can only be scrapped, while Cat B vehicles can be scrapped or dismantled by a licensed car breaker.
Cat S cars have structural damage and can be repaired and sold back on the road, whereas Cat N cars have non-structural damage and can be salvaged.
View a full list of insurance write off categories here.
To get a good price for your insurance write-off, ensure there are no hidden charges and consider the category of your vehicle when selling.
Scrapping or salvaging an insurance write-off involves selling the vehicle to a licensed car breaker or salvage dealer.
They will provide an offer based on information and images of the vehicle.
Salvage dealers will typically ask for the vehicle’s registration, location, mileage, images of the vehicle’s condition, and its insurance write-off category.
These details help them determine the value of the vehicle.
Mileage can impact the value of an insurance write-off.
High-mileage vehicles may require more repairs, such as replacing components like the Cam Belt, which can affect the offered price.
Lower mileage vehicles may be more desirable on the used car market and may receive higher valuations.
Selling an insurance write-off doesn’t need to be complicated.
Understanding your vehicle’s insurance write-off category and providing key information can make the process easier.
Scrap Locals salvage dealers offer top prices for damaged cars and provide enhanced offers based on your information.
They can also arrange quick payment and handle paperwork efficiently, avoiding the hassles of auctions and dealing with unreliable traders.
You can sell your insurance write-off to our approved salvage car dealers here.
Whether you’re a scrap metal dealer, vehicle recycler or even a scrap collector, joining Scrap Local today will give you access to thousands of new enquiries each month!Â
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